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The Board of Directors of REC Limited has approved the audited standalone and consolidated financial results for the year ended March 31, 2025. Operational and Financial Highlights: Q4 FY25 vs Q4 FY24 (Standalone). Disbursements: ₹45,538 crore Vs ₹39,374 crore, up by 16%. Net interest income: ₹5,876 crore Vs ₹4,263 crore, up by 38%; Net Profit: ₹4,236 crore Vs ₹4,016 crore, up by 5%; Total income: ₹15,174 crore Vs ₹12,263 crore, up by 24%; Net interest margin: 3.64% Vs 3.60%, up by 4 bps. Operational and Financial Highlights: 12M FY25 vs 12M FY24 (Standalone). Disbursements: ₹1,91,185 crore Vs ₹1,61,462 crore, up by 18%; Net interest income: ₹19,878 crore Vs ₹15,685 crore, up by 27%; Net Profit: ₹15,713 crore Vs ₹14,019 crore, up by 12%; Total income: ₹55,980 crore Vs ₹47,214 crore, up by 19%; Net interest margin: 3.63% Vs 3.57%, up by 6 bps. Owing to growth in all the verticals, resetting of interest rates on loan assets and effective management of Finance Cost, REC is able to maintain its spreads and NIMs resulting in robust profit after tax of ₹15,713 crore for the year ended March 31, 2025. As a result, the Earnings Per Share (EPS) for the year ended March 31, 2025 accelerated to ₹59.55 (Annualized) per share as against ₹53.11 per share as at March 31, 2024. The loan book i.e. Asset Under Management (AUM) has maintained its growth trajectory and has increased on sustained basis to ₹5.66 lakh crore as on March 31, 2025 against ₹5.09 lakh crore as on March 31, 2024. Further, the Net credit-impaired assets reduced to 0.38% from 0.86% post resolution of five credit impaired loan assets having aggregate amount of ₹6,171 crore during the FY 2024-25. Aided by growth in profits, the Net Worth has grown to ₹77,638 crore as on March 31, 2025, as compared to ₹68,783 crore as on March 31, 2024 registering an increase of 13% YoY. Indicating the ample opportunity to support the future growth, the Capital Adequacy Ratio (CRAR) of the Company stands at a comfortable 25.99% as on March 31, 2025. Continuing with the tradition to reward its shareholders, the Board of Directors of the Company has recommended final dividend of ₹2.60 per equity share (on face value of ₹10/- each) subject to approval of shareholders in the ensuing Annual General Meeting of the Company. The total dividend per share (including proposed final dividend) for the financial year 2024-25 is ₹18/- as compared to ₹16/- for financial year 2023-24.

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