Housing and Urban Development Corporation Limited (HUDCO), a Navratna Infrastructure Financing Company, under the Ministry of Housing and Urban Affairs, has been playing a pivotal role in the nation’s infrastructure development, aligned with the vision of Viksit Bharat 2047. With its consistent performance reflected in sustained financial growth reported quarter after quarter, HUDCO is well-positioned to play an even more impactful role in leveraging the significant opportunities that lie ahead. During the nine months ended FY26, HUDCO recorded a net profit of ₹2,053.06 crore, along with its highest-ever loan sanctions, disbursements, and loan book.

For the nine months ended FY2025–26, loan sanctions amounted to Rs. 1,39,152 crore, while loan disbursements stood at Rs. 41,347 crore. Revenue from operations during the period was Rs. 9,587.54 crore, reflecting strong business momentum. The loan book reached Rs. 1.56 lakh crore, while retaining the pristine asset quality. The Company’s Board has also approved an increase in the annual borrowing plan from ₹65,000 crore to ₹80,000 crore allowing to raise funds. The company continues to provide maximum possible return to shareholders with a total interim dividend payout of 33% (Rs. 3.30 per share) to shareholders during FY26. Further the Company is moving closer to its goal of becoming a zero net NPA company, having reduced NPA to 0.06%, from 0.27% in Dec 2024.

Sanjay Kulshrestha, CMD, HUDCO, while highlighting the quarterly results, stated that the company has already met its FY26 market guidance of a ₹1.50 lakh crore loan book within the first nine months of FY26. The Company is continually monitoring market developments and undertaking organizational reforms that have contributed to this sustained growth. These include the revision of obsolete policies and formulation of new frameworks such as the ESG Policy, fresh recruitment and HR restructuring, adoption of digital initiatives including ERP and e-office systems, and enhanced transparency across operations. Additionally, HUDCO remains committed to continued investment in capacity building, research and development, strategic partnerships, and talent acquisition to support sustainable long-term growth and create enhanced value for all stakeholders.