The Board of Directors of Housing and Urban Development Corporation Limited (HUDCO), in its Board meeting held today at Mumbai, approved the Financial Results for the Fiscal Year ended March 31, 2025. The Company reported exceptional & record-breaking financial results, marking a remarkable period of significant growth and profitability, with 28% increase in the Profit After Tax (PAT) Year on Year (YoY). The Revenue from Operations recorded a growth of 32.46% YoY. This outstanding performance is attributed to consistent growth in the Loan Book from Rs.92,654 Crore to Rs. 1,24,828 Crore YoY, highest ever growth of 55% in loan sanctions and 123 % in disbursement and a significant reduction in Net Non-Performing Assets (NPAs) from 0.36% to 0.25% YoY.  The Company's outstanding performance underscores its strategic vision, operational excellence, market penetration, and unwavering commitment to delivering value to its stakeholders. Key Financial Results: Revenue from Operation: Growth of 32.46% on YoY from Rs.7784.29 Crore in FY24 to Rs. 10311.29 Crore in FY25, with highest ever annual disbursement of Rs.40,038 Crore. This growth reflects strong demand for diversified housing & infrastructure products and successful market penetration. Profit After Tax: Growth of 28% on YoY from Rs.2116.74 Crore in FY24 to Rs. 2709.14 Crore in FY25. This improvement reflects the company’s effective cost management and operational efficiencies. Loan Book: Growth from Rs.92,654 Crore to Rs.1,24,828 Crore YoY, a growth of 34.72% over the previous year. Gross NPAs: Significant reduction from 2.71% to 1.67% YoY. Net NPAs: Significant reduction from 0.36% to 0.25% YoY. Earnings Per Share: growth from Rs. 10.57 to Rs. 13.53 YoY, a growth of 28%. This reflects our confidence in the company's financial strength and commitment to returning value to our shareholders. Sanjay Kulshrestha, Chairman & Managing Director of HUDCO, while expressing his satisfaction at yet another year of exceptional Financial Results said, “Our results are reflective of not only our strategic initiatives but also the dedication and hard work of our talented team as well as trust and support of the stakeholders. Going forward HUDCO, being a government company under MoHUA with lowest levels of NNPA, Debt-Equity and comfortable CAR, is envisaged to play a catalytic role in financing infrastructure beyond housing for creating assets for the Viksit Bharat. He thanked investors for reposing confidence in HUDCO which has helped in increasing the market cap five-fold, since March 2023. In order to optimize cost of borrowings, funds through External Commercial Borrowings (ECB) route are being mobilized/explored. Current Fiscal Budget has laid thrust on Housing and Infrastructure in a big way and HUDCO is geared to capitalize on these opportunities. CMD conveyed his gratitude to Manohar Lal, Union Minister of Housing and Urban Affairs; Tokhan Sahu, Minister of State, Housing & Urban Affairs; Srinivas R Katikithala, Secretary, MoHUA and Board of Directors for their unstinted support and guidance.