whispers in the corridors
Changing Trends:
Workforce decline due to attrition and AI adoption; focus shifting from insurance/MFs to deposits amid targets. Loan growth at three-year low, tight liquidity, and asset quality concerns; unsecured lending curtailed by regulations. Wrote-off ₹12.08 lakh crore loans since FY16. SBI revised IMPS charges from August 15, 2025, for transfers above ₹25,000.
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