whispers in the corridors
PSBs Profit Projections and Growth
PSBs are projected to exceed ₹2 lakh crore in combined profits for FY26, driven by 14-15% loan growth and robust credit-deposit ratios (70-75%). This marks a turnaround, with State Bank of India (SBI) posting a record ₹21,028.15 crore quarterly profit in December 2025. Initiatives focus on sustainable growth amid competition, with lower lending rates (around 8.43%) enabling aggressive pricing.
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